Charges for HKAIO

Schedule of Charges for CMBHK Hong Kong All-In-One (HKAIO) Account

(Effective 16 November 2017)

General Account Services

Item

Charges

Account Management Fee[1]

HKD50 per month [2]

Special Offers

1.          If the account maintains an average Daily Balance of HKD100,000 or above (or its equivalent) for 3 months immediately before the fee deduction month, Account Management Fee for that relevant month shall be waived..

2.          If the customer chooses to receive E-Statement only, the Account Management Fee will be charged at HKD10 per month.

Replacement Fee of a Lost HKAIO Card

HKD50 per card

Account Closure

 (within 6 months from the date of Account Opening)

HKD100 per account

USB with Digital Certificate

HKD70/RMB60 per USB

Exchange Services

Channel

Charges

Internet Banking

Free

Counter at HK branch

HKD100/USD13/RMB90 /EUR13/GBP13/JPY1800/CHF13/SGD20/AUD20/CAD20/NZD20 per transaction

Cash Deposit or Withdrawal Services at Counter

Item

Channel

Currency

Charges

Deposit /

Withdrawal

Counter at HK branch

HKD / RMB

Equal or below HKD/RMB 20,000 per day

Free

Over HKD/RMB 20,000 per day

Charge for the total amount [3] as follow:

First HKD/RMB 20,000

HKD20/RMB20

Each additional HKD/RMB 10,000 for an amount equals or less than HKD/RMB 100,000

HKD30/RMB30

Each Additional HKD/RMB 10,000 for an amount larger than HKD/RMB 100,000

HKD60/RMB60

USD`

Larger than USD 1,000 per day

2% of the total amount per day

[1] This fee will be deducted from the account on the 5th day of each month, after 3 full calendar months from the date of the account opening;

Assuming an account is opened in March, if the account is opened on 1 March, the first three complete calendar months would be April, May and June, and the Account Management Fee will be charged on 5 July for the first time.

If an account is opened on a date between 2 March and 31 March, the first three complete calendar months would be May, June and July, and the  Account Management Fee will be charged on 5 August for the first time.

The Account Management Fee will be waived if the average Daily Balance of the account (including market value of any securities being held in an account maintained with CMBHK) for the three complete calendar months is HKD100,000 or above (or its equivalent).

[2] In case of insufficient balance, the Account Management Fee shall be deducted from a sub-account denominated in the other currencies at the applicable exchange rate of CMBHK on the date of conversion.

[3] For example, deposit / withdraw HKD/RMB 100,000: HKD/RMB ($20 + 8 x $30) = $260; deposit / withdraw HKD/RMB 200,000:

HKD/RMB ($20 + 8 x $30 + 10 x $60) = $860.


 

Inward / Outward Payments

Item

Channel

Receiving Account

Charges

Inward

Payments

CHATS [4]

HKD/USD/RMB/EUR Account

HKD15/USD2/RMB15/EUR2 per transaction

Telegraphic Transfer [5]

HKD/USD/RMB/EUR/

GBP/JPY/CHF/SGD/

AUD/CAD/NZD Account

HKD30/USD4/RMB30/EUR4/GBP4/

JPY500/CHF4/SGD6/AUD6/CAD6/NZD6 per transaction

Item

Originating Account

Country/Area

Receiving Account

Channel

Charges

Outward Payments

HKD/USD/

EUR/GBP/

JPY/CHF/

SGD/AUD/

CAD/NZD

Account

Hong Kong

CMBHK Personal /

Company Account

Internet Banking

Free

Counter at HK branch

HKD/USD only

Other Local Bank Account

 

Internet Banking

HKD50/USD7 per transaction

Counter at HK branch

HKD150/USD20 per transaction

HKD/USD/

EUR/GBP/

JPY/CHF/

SGD/AUD/

CAD/NZD

Account

Mainland China

CMB Personal /

Company Account

Internet Banking

HKD80/USD11/EUR11/GBP11/JPY1500/CHF11/

SGD20/AUD20/CAD20/NZD20 per transaction

Counter at HK branch

HKD150/USD20/EUR20/GBP20/JPY2500/CHF20/

SGD30/AUD30/CAD30/NZD30 per transaction

Other Bank Account

Internet Banking

HKD150/USD20/EUR20/GBP20/JPY2500/CHF20/

SGD30/AUD30/CAD30/NZD30 per transaction

Counter at HK branch

HKD200/USD26/EUR26/GBP26/JPY3000/CHF26/

SGD40/AUD40/CAD40/NZD40 per transaction

Overseas

Overseas Account

Internet Banking

HKD150/USD20/EUR20/GBP20/JPY2500/CHF20/

SGD30/AUD30/CAD30/NZD30 per transaction

Counter at HK branch

HKD200/USD26/EUR26/GBP26/JPY3000/CHF26/

SGD40/AUD40/CAD40/NZD40 per transaction

RMB Account

Hong Kong

CMBHK Personal Account

Internet Banking

Free

Counter at HK branch

Other Local Bank Account

Internet Banking

RMB50 per transaction

Counter at HK branch

RMB150 per transaction

Mainland China

Self-named RMB Account

with CMB / Other Bank

Internet Banking

RMB100 per transaction

Counter at HK branch

RMB150 per transaction

[4] CHATS – Clearing House Automated Transfer System.

[5] Telegraphic Transfer – Inward Transfer from overseas through SWIFT (Society for Worldwide Interbank Financial Telecommunication)

 

 

 

 

Other Payment Services

Item

Charges

Cashier’s Order

Issuance/ Repurchase

HKD50/USD7/RMB45 per transaction

Report Loss

HKD50/USD7/RMB45 per transaction

+ HKICL Charges HKD300 per transaction

Telegraphic Transfer

Amendment

HKD200/USD26/EUR26/GBP26/JPY3000/CHF26/

SGD40/AUD40/CAD40/NZD40 per transaction

+ Correspondent Bank Charges

Enquiry

HKD200/USD26/EUR26/GBP26/JPY3000/CHF26/

SGD40/AUD40/CAD40/NZD40 per transaction

+ Correspondent Bank Charges

Cheque

Cheque Book Delivery

Ordinary mailFree

Speed Post/CourierHKD60 per delivery

Returned Cheque

HKD150 per Cheque

Stop Payment /

Cancellation of each Stop Payment Order

HKD100/USD13 per Cheque or

a consecutive range of Cheques


JETCO (ATM) Transfer Services

Originating Account

Receiving Account

Charges

HKD Account

Other HKAIO Account with CMBHK

Free

ATM Cash Withdrawal Service

Channel

Originating Account

Country/Area

Charges

ATM at CMBHK

HKD Account

Hong Kong

Free

"UNION PAY" ATM

Overseas

HKD8 per transaction [6]

"JETCO" ATM

Hong Kong

Free

Macau

HKD20 per transaction

POS Payment Services

Channel

Originating Account

Country/Area

Charges

EPS

HKD Account

Hong Kong

Free

UnionPay

Hong Kong, Macau, Mainland China, Overseas

Free [6]

Other Services

Item

Period / Item

Charges

Request for a copy of any document

Within the last 12 months

HKD50 per set

From the last 13th month up to 24th month

HKD50 per set plus a Service Charges HKD200

From the last 25th month and onwards

HKD50 per set plus a Service Charges HKD300

Banker’s Report /

Bank Certification

Balance Certificate

HKD200/USD26 per set

Remittance Advice

HKD200/USD26 per set

Bank Reference Letter

HKD200/USD26 per set

Banker's Endorsement

HKD150 per set

Autopay

Direct Debit Authorization

HKD20 per transaction

Payroll, Auto-Credit, Autopay

HKD2 per transaction

Returned Autopay

HKD150 per transaction

Facsimile Services

Item

Charges

Facsimile

Up to 5 pages within Hong Kong

HKD50 per set

Up to 2 pages outside Hong Kong

HKD100 per set

Each additional page (any jurisdiction)

HKD50 per set

Photocopy

Up to 5 pages

HKD50 per set

 

[6] For withdrawal or payment in foreign currency made via UnionPay network, the transaction will be settled in HKD with reference of the exchange rate as determined by UnionPay on the day of transaction.

Remarks:

Other charges may apply, The Bank reserves the right to revise any fees, charges, special offers and/or other services from time to time.

Schedule of Charges

香港服務熱線:(852) 31195555內地服務熱線:(86-755) 95555