致尊敬的客戶:

有關小心核對轉賬交易的提示
請客戶注意，于敘做轉賬交易時，請小心核對交易資料正確無誤，以避免錯誤轉帳而導致損失。
如客戶發現帳戶收到第三方錯誤轉帳的資金，應將款項經經辦銀行退還予轉帳人。如不退還有關款項，客戶有可能需承擔刑事責任。

招商銀行香港分行

Dear Customers,

Reminder on proper handling of fund transfer
Please be reminded to verify the correctness of fund transfer transaction details carefully before confirming the transaction in order to avoid errors that may result in loss from the associated fund transfer.
If you have received funds that are mis-transferred from the third party to your account, you should return the mis-transferred funds to the transferor through the banks in the event. You may be criminally liable if you do not return the fund.

China Merchant Bank Hong Kong Branch